Paying Less With Credit Promotions

Paying less for your products by taking full advantage of credit promotions with delay payments and credit cards with zero percent interest rate

We are regularly exposed to credit promotions. Some promotions offer credit cards with zero percent interest, while others are linked with the purchase of goods, and propose no payment for several months, or in the case of financing offer no payment and no interest for several months.

When promotions are applied on products, they are normally applied on consumer goods such as appliances, furniture, vehicles, renovation materials and many other products which can be relatively expensive for the household.

If you really need to buy a product, and this type of promotion is in effect, it is actually possible to take full advantage of the zero percent interest and the payment delay to pay for the product at a lower price.

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Please change the suggested values with your own amounts in the blue text boxes.

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Our financial calculators start with default values to suggest what to enter typically in each modifiable field, displayed as blue text boxes, in order to simulate a common scenario. Please change those values with your own. To keep track of your changes, the blue box will turn gray after they are modified.

You will also notice that our calculators behave like financial applications and recalculate automatically all values with each change instead of having to click on some extra button or going to a new result page, this is intentional and helps understand the effect of one change with the overall result in a more dynamic and instantaneous manner.

However, charts in our older calculators are not updated automatically, so if there is an "Update" button next to the chart, make sure to click on it after you make a change before you analyze it.