Finance Articles

Credit

The quality of credit of an individual or an organisation is evaluated with their capacity and their goodwill to repay a debt. Without having the two criteria jugging to be satisfied by the lender institution, borrowing money could be a problem.

• Consumer Credit
• Commercial Credit
• Commercial Credit with an Endorser
• Types of Loans

• Don't Let Credit and Debt Rule Your Life
• How to Finance your Business with Carbon Credits
• Take Advantage of Credit Cards at 0% and Avoid Traps
• What We Should Know about the "Pay Later" Promotions

Loans

Interest rate on a loan fluctuates importantly along with the credit risk. Fortunately, banks and financial institutions offer higher credit limits and lower interest rates in exchange of guarantees.

• Paying Less Interests on Consumer Loans by Lending Guarantees
• Obtaining a Higher Credit Limit and Paying Less Interests on Commercial Loans by Lending Guarantees
• Commercial loan demand: 5 important criteria for banks
• How to Evaluate a Business’s Level of Indebtedness?

Documentation for our calculators

The introductions to our calculators explore topics that may interest you on their own.

• Buy a Home or Rent and Save?
• Finance or Rent a Car (Vehicle)?
• Monthly payments when leasing or financing a vehicle
• How to Improve Your Credit Score
• Commercial Credit Score
• Commercial Debt Ratio
• Paying Less With Credit Promotions