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About Credit Finance +

About Credit Finance +

Credit Finance + was created just after the credit crisis of 2008. Our mission is to help consumers and companies better understand the world of credit and finance.

Prior to the credit crises, financial institutions did invest massively in the subprime, which are the high credit risk loans. The advantage in investing in subprime is the high interest rate they were charging, making it very profitable in the short term.

Consequently, when clients were not able to make their payments, banks and other financial institutions reduced drastically their lending. This created an enormous cash flow problem on consumers and businesses, and credit became hardly accessible, which plunged us into a serious recession.

The causes of the financial crises of 2008 are more complex than that, but generally, if clients would have better calculated their financial engagement, the crises wouldn't have been as bad.

Credit Finance + has therefore been created to inform consumers and businesses about the world of credit and finance. It publishes relevant articles and offers many calculation tools to better evaluate your choices. With Credit Finance +, you will be equipped to make better financial decisions.

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