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Paying Less With Credit Promotions

Paying less for your products by taking full advantage of credit promotions with delay payments and credit cards with zero percent interest rate

We are regularly exposed to credit promotions. Some promotions offer credit cards with zero percent interest, while others are linked with the purchase of goods, and propose no payment for several months, or in the case of financing offer no payment and no interest for several months.

When promotions are applied on products, they are normally applied on consumer goods such as appliances, furniture, vehicles, renovation materials and many other products which can be relatively expensive for the household.

If you really need to buy a product, and this type of promotion is in effect, it is actually possible to take full advantage of the zero percent interest and the payment delay to pay for the product at a lower price.

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Please change the suggested values with your own amounts in the blue text boxes.

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Amount(s) needed to be invested in order to obtain the right amount and pay the full price at the end of the promotion

One single payment at the beginning of the promotion

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Multiple equal payments during the entire promotion

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Numbers in our calculators are rounded to two decimals.
The same calculations made in an Excel spreadsheet may differ slightly.

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